Setup fee: Nill Monthly fee: Nill Transaction Fee: 2.4 - 3.4% plus 45 cents. 17 major currencies including (US$, NZ$, AU$, EUR, GBP etc) Funds deposited to your account only on special request, then it takes 1-3 days.
Installments - Laybuy lets customers spread the total cost of their purchase over 6 weekly automatic payments. Merchants are paid in full asap, less a transaction fee. Customers receive their online purchase asap. Fees may apply to customers who don't make payments on time.
Setup fee: $100 Monthly fee: Nill Transaction Fee: 2.75% for most merchants, 0.95% for charities and NPOs. Currencies: US$, NZ$, AU$, EUR, GBP etc 3-Day Automatic settlement of funds. No need to setup separate merchant account with a bank.
You can apply to american express directly for a merchant account. They have a one time setup fee and no monthly fees. However, to accept payments online, you will need to connect this to your existing payment gateway. Check with your payment gateway first just to make sure they are compatible.