Payment Gateways
Our shopping cart integrates with several payment gateways. A payment gateway is required to collect the money from the customer's credit card, and deposit the money into your bank account. A payment gateway is typically a bank, or a third party, that specialises in payment gateway solutions.
Note: We do not charge these fees. The fees below are indicative fees charged to you directly by your chosen payment provider (and/or merchant account provider).
Stripe
Stripe is a popular multi currency option, very competitive against Paypal, no merchant account required, and automatic bank transfers. Just 2.9% plus 30 cents per transaction. Google Pay and Link are options in your setup.
Paypal
Setup fee: Nil Monthly fee: Nil Transaction Fee: 2.4 - 3.4% plus 45 cents. 17 major currencies including (US$, NZ$, AU$, EUR, GBP etc) Funds deposited to your account only on special request, then it takes 1-3 days.
Windcave
Accept Visa and Mastercard from $0.30 + 2.80% per transaction. Subscriptions and Automatic payments supported. Our POS is fully compatible with Windcave EftPOS terminals.
WorldLine Click
A payment integration from WorldLine, requiring an existing NZ merchant account from your bank. $25 per month + 20 cents per transaction. Subscriptions and Automatic payments supported
Pin Payments
Accept card payments from your store from 1.9% + $0.30 per transaction. No merchant account required, no setup or monthly fee. Subscriptions and Automatic payments supported.
eWay
Merchant accounts now included. Free monthly plan options, with some free transaction options. Plus 3.4% transaction fee. NZ UK AU HK SG MY
Verifone / Eftpos NZ
Integrate your website with Verifone's online payment gateway. Affordable fees with no transaction caps, no fixed term contracts, first 100 free transactions and a low 20c per transaction fee.
Paystation
Setup Fee: $149 + bank fees Monthly Fee: $39 per month includes 100 transactions, plus monthly bank fees apply
Flo2Cash
Setup Fee: $200 including merchant account. Monthly Fee: $30 Bank Transaction Fee: from 3.4%
Paymate
Setup fee: Nil Monthly fee: Nil Transaction fee: 3%+$0.50 Faster deposits to your bank account.
Poli Pay
Customers pay by online banking and merchant gets instant notification for real time service. Only 1% transaction fee.
Payoneer
Payoneer allows you to receive bank transfer payments in another currency, to your own unique bank account in common international currencies
Wise
An affordable way to send or receive money internationally. Wise can provide you with an ordinary bank account number in several currencies, and alert you when customers make a payment to you.
Worldpay
Setup Fee: $240 Annual Fee: $435 Transaction Fee: 4.5% Multiple currencies.
Westpac WIPS Plus
Setup: $275 Transactions: 2%-4% Monthly: $45 includes 200 trans Additional Transactions: 20 cents Westpac can offer you a direct solution for merchant account and WIPS, technically the same as DPS.
ANZ eGate
We also provide options for payments by online banking, or direct debits. Learn more about the options
Square
Card payment acceptance with the Square app is currently available in the US, Canada, Australia, Japan, the United Kingdom, Republic of Ireland, France and Spain.
American Express
You can apply to American Express directly for a merchant account. They have a one time setup fee and no monthly fees. However, to accept payments online, you will need to connect this to your existing payment gateway. Check with your payment gateway first just to make sure they are compatible.
Commonwealth Bank
Our integration to Commonwealth Bank merchant accounts uses the migs vpcpay API
Online Banking Payments and Direct Debits
We also provide options for payments by online banking, or direct debits. Learn more about the options
Buy Now Pay later options
Afterpay
Installments - Provide customers the ability to pay with 4x fortnightly payments.
Zip
Installments - Customers pay in 4 equal installments, over 6 weeks. For a guide to setting up the Zip integration - see Integrating Zip.
Humm (AUD only)
Installments - Humm lets customer pay in 4 fortnightly payments AUD only

